These are my links for October 26th through October 27th:

• Does Twitter really cost UK businesses £1.38bn? – Econsultancy's intelligent take on the Morse report suggesting social media is costing the economy £1.34 in a 'productivity black hole'. They suggest clearer guidelines need to be put in place governing the use of social media at work to ensure the productive/useful aspects can be taken better advantage of.
• Kiva: A Cautionary Tale for Social Entrepreneurs? – Oh dear – Kiva, the social/morally good lending platform for individuals to make mico-payment lending to entrepreneurs in developing nations has struck a flat note. Despite selling itself on transparency, the platform is now lending to USA lenders and transactions are actually not peer-to-peer as claimed but administrated and decided on by a holding company. The rule: if you sell yourself to the social media sphere on transparency, don't cry when the milk turns sour.